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Monday |
| The woman ahead of me
at the bank has a balance of $12.62, she's there hoping that money promised by a relative has arrived. The teller betrays no sympathy: "Nothing yet. You better call them." Someone else is dealing with an overdraft, the $35 penalty enough to trigger a downward spiral. Another customer can't understand a credit application. If you want a snap- shot of financial desperation, visit an "inner city" branch of Chase bank. I wanted to cash a check drawn on an account there. They charged me eight bucks. "Have you thought of opening an account here? There'd be no fee to cash checks." I thought of what I'd read online, remembered Too Big To Fail, their $20 million a year CEO, and how all that wealth up top somehow gets sucked up from the bottom. "No thanks," I said, wallet stuffed with cash. |
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